As a public financial institution under the People’s Committee of Ho Chi Minh City, HFIC is tasked with mobilizing off-budget capital sources to invest in socio-economic infrastructure and key programs and projects in line with the City’s development strategies and plans. HFIC has implemented various effective capital mobilization mechanisms, significantly strengthening the City’s financial resources, including:

• ODA Loans (via the Ministry of Finance’s On-Lending Mechanism): Building on the foundation of the HIFU, HFIC has continued to access and manage ODA funds from international financial institutions such as the Asian Development Bank (ADB), the World Bank (WB), and the French Development Agency (AFD). The total value of ODA funds mobilized across both HIFU and HFIC phases exceeds VND 2,600 billion. HFIC’s disbursement and management of ODA funds have been highly evaluated by the Ministry of Finance and international donors for their efficiency, timeliness, and compliance — reinforcing HFIC’s reputation on the international financial stage.
• Direct Borrowing from International Financial Institutions:
  HFIC has executed direct borrowings under government guarantees and with authorization from the City People’s Committee to finance major infrastructure projects. These borrowings not only supplement investment capital but also strengthen international financial cooperation, support the development of Ho Chi Minh City’s urban infrastructure and services, and affirm HFIC’s capability as the City’s key institution in mobilizing external financial resources.
• Syndicated Loans with Domestic and International Financial Institutions: To diversify funding channels and strengthen its role as a strategic investor, HFIC actively collaborates with domestic and international financial institutions to provide syndicated financing for key infrastructure projects that align with the City’s development priorities.
• Municipal Bond Issuance: Since its establishment in 2010, HFIC has worked closely with the Ho Chi Minh City Department of Finance to successfully raise VND 20,110 billion through municipal bond issuances. Over half of the bonds issued have long-term maturities ranging from 10 to 30 years. Notably, Ho Chi Minh City became the first locality in Vietnam to successfully issue 30-year municipal bonds, marking a milestone in the diversification of bond maturities and portfolio structure. This achievement has helped ease repayment pressure on the City’s budget while ensuring stable and sustainable funding sources for long-term development projects.